Overview

Loan Against Property (LAP) allows you to mortgage your residential, commercial, or industrial property to avail funds for business expansion, education, medical expenses, or any other personal need. With attractive interest rates and flexible tenure, it is one of the most affordable secured loan options.

Key Benefits

• High Loan Amount – Based on property value & eligibility
• Attractive Interest Rates – Lower compared to unsecured loans
• Flexible Repayment – Tenure up to 15 years (as per policy)
• Multi-Purpose Usage – Business expansion, education, wedding, home renovation & more
• Quick Processing – Fast approval with simple documentation

Rate of Interest

Our Loan Against Property comes with highly competitive rates:

• Interest Rate: 5% – 12% (depending on profile & property)
• Tenure: Up to 15 years
• Loan Amount: Up to 70% of property value

Documents Required

• Identity & Address Proof (PAN / Aadhaar / Passport)
• Property documents (title deed, tax receipts, NOC, etc.)
• Income proof (salary slips, bank statements, ITRs, financials)
• Recent photographs

Eligibility Criteria

• Salaried or self-employed individuals, professionals, and business owners
• Age 21–65 years
• Clear property ownership documents
• Stable income/repayment capacity